Key West and Lower Florida Keys Real Estate Market Activity, 10/23/2021

Fantasy Fest starts in Key West this coming week. Why not spend your weekend making the fantasy of owning a home in the Florida Keys come true? Just imagine, no more cold winters. We have added some new inventory to the Real Estate Market today. Your future piece of the Florida Keys could be there. Take a look. We had 7 great listings come on the market in Key West and the Lower Florida Keys. Looking for your dream home? It might be listed below. If you don't see something you like here, no worries, I'm sure I can find your ideal home for you. There are hundreds more to choose from. Call me at 305-731-0501 or email me at garymcadams@realtorgary.com and let me know what your "Perfect House" would be. More than likely I will locate it.

Address: 827 Eisenhower Drive KEY WEST FL 33040 , Key/Island: Key WestStatus: Active County: Monroe
 
 
MLS#598210
Prop TypeResidential
StyleSingle Family
ZoningCG - General Commercial
WaterfrontYes
PoolYes
Flood ZoneAE
Species List 
Control Depth4.00
SideMedian
AuctionThe Meadows
Unit/Complex 
Rentals AllowedWith Restrictions
Max Rental Days 
Min Rental Days28
Price$ 2,295,000
Taxes$ 14,052.07
Tax Year2020
Year Built1963
Living Apx SqFt2397
SqFt SourceTax Records
Lot Size 
Lot SqFt5,160
Acres0.12
Total Units0
Handicap Access 
SideMedian
ROGO Exempt 
Area: 01 - Key West
Subdivision: Benj Alburys Subd (2.0)
Total Bedrooms3
Full Baths2
Half Baths1
Dcmntd Septic Tnk 
Listing BoardMarathon/Lower Keys
Alternate Key #1023990
Parcel #00023200-000200
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsUnknown
As is Rght to Inspct 
Limitd ReprsntationNo
Legal: KW BENJ ALBURYS SUBD PB1-3 PT LOT 9 AND PT LOT 10 TRACT 7 PARCEL 2 OR657-591 OR663-467C OR673-363C OR676-727/28 OR677-82
Directions:  
Remarks - Consumer: Once in a lifetime opportunity to own one of the only houses in Old Town Key West with a deeded private boat slip on the water! You and your guests will enjoy an Old Florida feel with an open floor plan featuring an enclosed entertaining area complete with an ice maker, wet bar, and wine cooler that overlooks Garrison Bight Marina. Step outside to the large heated pool, or walk inside to large living room and kitchen area with bar seating. Tile floors keep you cool throughout. After a nice day at the sandbar or fishing, it's walking distance to Duval St for a great night out on the town, or many famous restaurants such as Mangia Mangia and Cafe Sole. This one of a kind property cannot be duplicated or replicated, and currently commands between 12.6k and 16.6k a month in a well established vacation rental program with years of history. Low condo fee allows usage for pool in adjacent complex next door and covers shared landscaping. Great for guests with kids so adults can enjoy pool out back and kids can hang out right next door. Boat slip will accommodate up to 32' boat with 26'' draft (buyer to verify). EASY AND A PLEASURE TO SHOW BUT DO NOT DELAY AS THIS DIAMOND IN THE ROUGH WILL NOT LAST. CALL MIKE TODAY.
 
Construction:CBS
Building Style:Above Flood: Unknown; Ground Level
Waterfront:Bay Front; Gulf Front; Oceanfront; Open Water
Waterview:Bay/Gulf View; Harbor/Marina View
Dockage:Boat Slip
Utilities:Buyer to Verify; FKAA; Municipal Sewer
Interior Features:Bar
Appliances:Refrigerator; Stainless Steel Appl
Exterior Features:Privacy Wall/Fence
Pool Info:In Ground; Heated: Yes
Windows/Doors:Impact Rstnce Window
Pets:Pets Allowed
Land Size:Less Than 1/4 Acre
Association Info:Mandatory Home Owners Asc: Yes; 1st Right of Refusal: No; Association Fee $: 300
Fee Includes:Common Area Mnt
Tax Exemptions:Homestead
  
Days On Market3
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598210

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:39 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Internet Realty of The Florida Keys.

Address: 1013 Packer Street KEY WEST FL 33040 , Key/Island: Key WestStatus: Active County: Monroe
 
 
MLS#598209
Prop TypeResidential
StyleSingle Family
ZoningHMDR - Historic Medium Density Residential
WaterfrontNo
PoolNo
Flood Zone0.2 PCT ANNUAL CHANC
Species List 
Control Depth0.00
SideMedian
AuctionOld Town-S of Truman
Unit/Complex 
Rentals AllowedWith Restrictions
Max Rental Days 
Min Rental Days28
Price$ 650,000
Taxes$ 3,245.52
Tax Year2020
Year Built1933
Living Apx SqFt701
SqFt SourceProperty Data Card
Lot Size 
Lot SqFt1,543
Acres0.04
Total Units0
Handicap Access 
SideMedian
ROGO Exempt 
Area: 02 - Key West
Subdivision: GG Watson Sub (1.0)
Total Bedrooms1
Full Baths1
Half Baths0
Dcmntd Septic Tnk 
Listing BoardKey West Association
Alternate Key #1031895
Parcel #00031110-000000
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsUnknown
As is Rght to Inspct 
Limitd ReprsntationNo
Legal: KW G G WATSON SUB I-209 PT LOTS 4 - 6 SQR 2 TR 13 H3-83 G19-190 OR1302-1396D/C OR1302-1394AFF OR1302-1395D/C OR1494-571/
Directions:  
Remarks - Consumer: Beautifully renovated house in old town. 2 bedroom 2 bathroom with a loft in the heart of Key West. Square footage does not include additional loft area. Located in X Flood Zone. Walk into a shot gun style house down a long hallway. Off the hallway is a bedroom with bathroom en suite, then the guest bathroom, and finally guest bedroom. At the end of the hallway is a kitchen. In the kitchen there are sliding glass doors that open up to back porch with a small yard. There is a washer and dryer outside on back porch. Front porch is great for people watching.
 
Construction:Frame
Building Style:Above Flood: Unknown; Shotgun
Waterfront:None
Waterview:No Waterview
Dockage:None
Utilities:Buyer to Verify; Elect Separate Meter; FKAA; Municipal Sewer
Appliances:Microwave; Oven; Range; Refrigerator; Stainless Steel Appl
Pets:Pets Allowed
Land Size:Less Than 1/4 Acre
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:None
  
Days On Market3
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598209

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:43 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Key West Vacation Properties and Real Estate.

Address: 400 White Street KEY WEST FL 33040 , Key/Island: Key WestStatus: Active County: Monroe
 
 
MLS#598215
Prop TypeResidential
StyleSingle Family
ZoningHRCC(1 - 4) - Hist Res Comm Core 1-4 SF Specl
WaterfrontNo
PoolNo
Flood ZoneAE
Species List 
Control Depth0.00
SideBay/Gulf
AuctionOld Town-N of Truman
Unit/Complex 
Rentals AllowedWith Restrictions
Max Rental Days 
Min Rental Days 
Price$ 1,295,000
Taxes$ 6,108.90
Tax Year2020
Year Built1933
Living Apx SqFt1845
SqFt SourceTax Records
Lot Size 
Lot SqFt1,670
Acres0.04
Total Units0
Handicap Access 
SideBay/Gulf
ROGO Exempt 
Area: 02 - Key West
Subdivision: Old Town - Unlisted (1.0)
Total Bedrooms3
Full Baths2
Half Baths1
Dcmntd Septic Tnk 
Listing BoardKey West Association
Alternate Key #1004979
Parcel #00004790-000000
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsNo
As is Rght to Inspct 
Limitd ReprsntationNo
Legal: KW PT LOT 2 SQR 31 (A/K/A PT LOT 4 PB1-14) OR295-501/04 OR1093-442L/E OR1138-98D/C OR1273-1584/85 OR1446-1549/50 OR1446-
Directions: IN KEY WEST
Remarks - Consumer: Old Town living in a beautifully renovated and decorated Old Town Key West Historic home being sold fully furnished for your immediate enjoyment.
 
Construction:Frame
Building Style:Above Flood: Unknown
Waterfront:None
Waterview:No Waterview
Dockage:None
Utilities:Elect Separate Meter; FKAA
Appliances:Dishwasher; Disposal; Dryer; Ice Machine; Microwave; Oven; Range; Refrigerator; Stainless Steel Appl; Washer; Wine Cooler
Exterior Features:Hot Tub
Windows/Doors:Impact Rstnce Window
Pets:Pets Allowed
Land Size:Less Than 1/4 Acre
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:None
License Info:# of City License: 0; # of County License: 0; Transient Rntl Licns: No
  
Days On Market1
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598215

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:44 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Key West Luxury Real Estate.

Address: 2904 Harris Avenue KEY WEST FL 33040 , Key/Island: Key WestStatus: Active County: Monroe
 
 
MLS#598214
Prop TypeResidential
StyleSingle Family
ZoningSF - Single Family
WaterfrontNo
PoolNo
Flood ZoneAE
Species List 
Control Depth0.00
SideMedian
AuctionMidtown East
Unit/Complex 
Rentals AllowedYes
Max Rental Days 
Min Rental Days30
Price$ 975,000
Taxes$ 5,367
Tax Year2020
Year Built1958
Living Apx SqFt1522
SqFt SourceProperty Data Card
Lot Size 
Lot SqFt7,352
Acres0.17
Total Units2
Handicap Access 
SideMedian
ROGO Exempt 
Area: 04 - Key West
Subdivision: Lime Grove (3.0)
Total Bedrooms4
Full Baths3
Half Baths0
Dcmntd Septic Tnk 
Listing BoardKey West Association
Alternate Key #1070696
Parcel # 
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsYes
As is Rght to Inspct 
Limitd ReprsntationNo
Legal:  
Directions:  
Remarks - Consumer: 2904 Harris Avenue is a multi-unit 4bedroom/3bathroom property that sits on a 7,300 sqft corner lot, located in the Midtown neighborhood of Key West. This property features a single-family home with 1,200+ sqft of living space, plus an additional 1bed/1bath legal unit detached from the main house. Both dwellings have hurricane impact windows/doors, and off-street parking. The main house and the additional unit have separate entrances, providing privacy for each residence. Each dwelling also has a separate street address for convenience and mailing purposes. The privacy of the additional dwelling is enhanced by a 6FT tall white picket fence, making room for a small yard & garden. The main house features two large porches and a spacious yard, providing space for outdoor living / entertaining
 
Construction:CBS; Concrete
Building Style:Above Flood: Unknown; Stories: 1 Story
Waterfront:None
Waterview:No Waterview
Dockage:None
Vehicle Storage:Carport; Guest Parking; Off Street Parking
Cooling/Heating:Central A/C
Porch/Balcony:Open Porch/Balcony; Patio
Utilities:Cable Available; Elect Separate Meter; FKAA; Satellite Dish; Other - See Remarks
Appliances:Dryer; Microwave; Oven; Refrigerator; Washer; Other
Exterior Features:Fencing; Gutters; Landscape Lighting; Outdoor Shower; Privacy Wall/Fence; Shed; Storage
Windows/Doors:Impact Rstnce Doors; Impact Rstnce Window
Roof:Tar/Gravel Roof
Pets:Other See Remarks
Land Size:Less Than 1/4 Acre
Terms:Cash; Conventional; VA
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:None
  
Days On Market1
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598214

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:45 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Expert Realty.

Address: 22924 Lookdown Lane Cudjoe FL 33042 , Key/Island: Cudjoe KeyStatus: Active County: Monroe
 
 
MLS#598206
Prop TypeResidential
StyleSingle Family
ZoningIS - Improved Subivision District
WaterfrontYes
PoolYes
Flood Zone 
Species List 
Control Depth3.00
SideBay/Gulf
Auction 
Unit/Complex 
Rentals AllowedNo
Max Rental Days 
Min Rental Days 
Price$ 1,650,000
Taxes$ 5,112
Tax Year2020
Year Built1992
Living Apx SqFt1495
SqFt SourceAppraisal
Lot Size 
Lot SqFt10,200
Acres 
Total Units 
Handicap Access 
SideBay/Gulf
ROGO Exempt 
Area: 07 - Cudjoe Key
Subdivision: Cudjoe Ocean Shores (23.0)
Total Bedrooms3
Full Baths3
Half Baths0
Dcmntd Septic Tnk 
Listing BoardFlorida Keys
Alternate Key #1249548
Parcel # 
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsNo
As is Rght to Inspct 
Limitd ReprsntationYes
Legal: BK 11 LT 32 AMENDED PLAT CUDJOE OCEAN SHORES SECTION TWO-A PB6-76 CUDJOE KEY OR573-716 OR814-1397Q/C OR900-661 OR1195-64
Directions: Head South towards mm 23 and take right onto House will be the fifth house on your right with paver driveway.
Remarks - Consumer: 3/3 total reconstruction 2020 to new 180 mph wind codes, added 535 sq ft, all new in and out. On 60' wide 16' deep canal with set of 5500lb davits and 6500lb elevator lift on 85' concrete dock/ seawall, leading directly to the Gulf and Atlantic with large heated swimming pool/spa surrounded with mature tropical landscape. Open concept kitchen / living room with impact sliding glass doors opening up to back porch. Columns are higher than average to accomidate rv parking underneath and rv parking on side of house with sewer, water and electric. Paver driveway. 768 sq. ft. 4,000 Gal. cistern. 18'x16' tiki hut bar area. Pool has brand new pump and filters. Whole house propane generator. This home is the perfect little getaway set back on a private road with amazing privacy, no neighbors across the street ever! Lower enclosure storage and separate 8'x8' storage shed. $$$ four holes putting green and all inside and outside furniture included.
 
Construction:Other
Building Style:Above Flood: Unknown
Waterfront:Gulf Front; Oceanfront
Waterview:Canal View
Dockage:None
Vehicle Storage:Garage; Car(s): 2
Furnished:Unfurnished
Cooling/Heating:Ceiling Fans; Central A/C
Porch/Balcony:Open Porch/Balcony; Patio
Utilities:Cable Available; Propane; Other - See Remarks
Interior Features:Smoke Alarms; Other
Appliances:Dishwasher; Disposal; Dryer; Freezer; Microwave; Oven; Refrigerator; Washer; No Appliances
Exterior Features:Fencing; Hot Tub; Outdoor Shower
Pool Info:Other: Salt Water,Tile; Fiberglass; Dimensions: 24x12
Floor:Tile Floor
Roof:Metal Roof
Pets:No Pets Allowed
Land Size:Less Than 1/4 Acre
Terms:Cash; Conventional
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:Homestead
 
Room NameLevelLengthWidth
Bedroom 1Second1810
Bedroom 2Second1012
Full BathroomSecond1814
 
Room NameLevelLengthWidth
Dining RoomMain911
KitchenMain1313
Living RoomMain1912
Days On Market1
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598206

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:46 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Beycome of Florida.

Address: 29131 Rose Drive Big Pine FL 33043 , Key/Island: Big Pine KeyStatus: Active County: Monroe
 
 
MLS#598208
Prop TypeResidential
StyleSingle Family
ZoningIS - Improved Subivision District
WaterfrontYes
PoolNo
Flood ZoneAE
Species List 
Control Depth3.00
SideBay/Gulf
Auction 
Unit/Complex 
Rentals AllowedYes
Max Rental Days 
Min Rental Days 
Price$ 679,000
Taxes$ 3,202.35
Tax Year2020
Year Built1978
Living Apx SqFt1004
SqFt SourceTax Records
Lot Size50x100
Lot SqFt5,000
Acres0.11
Total Units0
Handicap Access 
SideBay/Gulf
ROGO Exempt 
Area: 11 - Big Pine Key, No Name Key
Subdivision: Eden Pines Colony (29.0)
Total Bedrooms3
Full Baths2
Half Baths0
Dcmntd Septic Tnk 
Listing BoardFlorida Keys
Alternate Key #1337056
Parcel #00265410-000000
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsUnknown
As is Rght to Inspct 
Limitd ReprsntationNo
Legal: BK 3 LT 36 EDEN PINES COLONY BIG PINE KEY OR440-1010 OR746-688 OR760-1241 OR1170-1113 OR1193-2021C OR2389-500D/C OR2649-
Directions: US1 North to Big Pine Key. Take a left on Key Deer Blvd. Left on Watson Blvd and right on Fern Ave. Rose Dr is your second left. Proceed to 29131 Rose Dr on your right-hand side.
Remarks - Consumer: Water lovers dream!! Fully furnished 2-bedroom + 2-bathroom home on deep water canal in Big Pine Key. The main living quarters feature an open floor plan with tile throughout. The kitchen showcases stainless-steel appliances and access to the large covered balcony that overlooks the canal. This home features a lower-level entertaining space perfect for guests. Enjoy your days in the private backyard.
 
Construction:Frame
Building Style:Above Flood: Unknown
Waterfront:Canal Front
Waterview:Canal View
Dockage:Dock: Concrete; Seawall: Concrete
Vehicle Storage:Car(s): 3
Cooling/Heating:Central A/C; Window/Wall Unit
Utilities:FKAA; Municipal Sewer
Interior Features:Walk-in Closet
Appliances:Dishwasher; Range; Refrigerator
Floor:Tile Floor
Roof:Metal Roof
Pets:Pets Allowed
Land Size:Less Than 1/4 Acre
Terms:Cash; Conventional
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:None
  
Days On Market1
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598208

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:47 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Flat Fee.

Address: 29136 Violet Drive Big Pine FL 33043 , Key/Island: Big Pine KeyStatus: Active County: Monroe
 
 
MLS#598202
Prop TypeResidential
StyleSingle Family
ZoningIS - Improved Subivision District
WaterfrontYes
PoolNo
Flood ZoneAE
Species ListYes
Control Depth3.00
SideBay/Gulf
Auction 
Unit/Complex 
Rentals AllowedWith Restrictions
Max Rental Days 
Min Rental Days28
Price$ 458,625
Taxes$ 3,719.94
Tax Year2020
Year Built1981
Living Apx SqFt1125
SqFt SourceProperty Data Card
Lot Size 
Lot SqFt5,000
Acres0.11
Total Units0
Handicap Access 
SideBay/Gulf
ROGO Exempt 
Area: 11 - Big Pine Key, No Name Key
Subdivision: Eden Pines Colony (29.0)
Total Bedrooms3
Full Baths2
Half Baths0
Dcmntd Septic Tnk 
Listing BoardMarathon/Lower Keys
Alternate Key #1337650
Parcel #00266010-000000
Add'l Parcel #1 
Add'l Parcel #2 
User Defined 16 
Deed RestrictionsUnknown
As is Rght to InspctYes
Limitd ReprsntationNo
Legal: BK 5 LT 8 EDEN PINES COLONY PB4-158 BIG PINE KEY
Directions:  
Remarks - Consumer: Don't miss out on this amazing opportunity to purchase this waterfront fixer upper. This charming property offers so many options to make it your own. 3 bedrooms 2 bath canal front stilt home with covered parking and concrete seawall. Won't last long.
 
Construction:Frame
Building Style:Above Flood: Unknown
Waterfront:Canal Front
Waterview:Canal View
Dockage:Seawall: Concrete
Vehicle Storage:Carport
Furnished:Unfurnished
Utilities:Elect Separate Meter; FKAA; Septic Tank
Interior Features:Built-in Cabinets
Appliances:Oven; Range; Refrigerator
Property Condition:Fixer Upper
Pets:Pets Allowed
Land Size:Less Than 1/4 Acre
Title:Title Ins - Buyer
Association Info:Mandatory Home Owners Asc: No; 1st Right of Refusal: No; Association Fee $: 0
Fee Includes:None
Tax Exemptions:None
  
Days On Market1
 
 
Provided as a courtesy of
Gary McAdams
Barbara A. Anderson Realty
4139 Eagle Ave
Key West, FL 33040
Mobile - (305) 731-0501
garrettmcadams@gmail.com
http://www.realtorgary.com
Additional PhotosListing # 598202

Information is deemed to be reliable, but is not guaranteed. © 2021 MLS and FBS. Prepared by Gary McAdams on Saturday, October 23, 2021 8:48 AM. The information on this sheet has been made available by the MLS and may not be the listing of the provider. Courtesy of Coldwell Banker Schmitt Real Estate Co.

Please call me at 305-731-0501 or email me at garymcadams@realtorgary.com if you would like to see one of these great properties or any or the other the hundreds of other properties available in Key West and the Florida Keys. 
 
Gary
 
Gary McAdams, PA
Realtor/Notary Public
Barbara Anderson Realty
Key West, Florida 

Key West and Lower Florida Keys Real Estate Market Activity, 12/06/2024

The weekend is here. Weekends were made for Florida Keys Real Estate, not Michelob. Only those of us in our mid 50's or older will under...